Equity release schemes allow you to take advantage of the equity built up in your property.

 If you are a home owner aged 55 or over, you could be eligible to release cash from your property; in the form of a tax-free cash lump sum or an income for life. Equity Release schemes today are increasingly flexible and are designed to meet modern day lifestyles.



There are two main types of Equity Release schemes available:-


You can take out a loan against the value of the property. These do not usually require any repayments until you sell the property. This is known as a Lifetime Mortgage.



You can sell all or part of your property in exchange for a lease for life which will provide either a tax free lump sum or additional income, or both. This is known as a Home Reversion.

 Whatever your goals, you can be confident that we have the expertise to offer a solution that’s right for you…

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These are lifetime mortgages and home reversion plans. To understand their features and risks ask for a personalised illustration.